Terms of Service

These Terms of Service govern your use of SettleIQ, a cloud-based settlement intelligence platform for personal injury attorneys. By creating an account or using SettleIQ, you agree to these terms.

1. Acceptance of Terms

By accessing or using SettleIQ, you agree to be bound by these Terms of Service and our Privacy Policy. If you are using SettleIQ on behalf of a law firm, you represent that you have authority to bind the firm to these terms.

If you do not agree to these terms, do not use SettleIQ.

2. Service Description

SettleIQ is a cloud-based settlement intelligence platform designed for personal injury attorneys. The platform provides:

• AI-assisted document analysis using uploaded case files
• Settlement calculation tools and financial modeling
• Multi-perspective AI analysis (Mediator, Plaintiff, Defense, Adjuster perspectives)
• Case management and document organization
• Negotiation tracking and bracket building

SettleIQ is currently in beta. Features and capabilities may change as the platform evolves.

3. Account Responsibilities

You are responsible for:

• Accurate information — Providing truthful and current account information, including your real name, firm name, and email address
• Password security — Keeping your password confidential and not sharing credentials with anyone outside your firm
• Authorized use — Ensuring that all activity on your account complies with these terms and applicable law
• Prompt notification — Notifying us immediately at legal@settle-iq.com if you suspect unauthorized account access

4. Acceptable Use

You may use SettleIQ only for lawful purposes in connection with your legal practice. You agree not to:

• Upload content that violates any applicable law, including uploading documents you are not authorized to access
• Attempt to access another organization's data or bypass our security controls
• Use SettleIQ to process data unrelated to personal injury case analysis
• Share your credentials with individuals outside your authorized firm
• Reverse engineer, decompile, or attempt to extract SettleIQ's source code
• Use SettleIQ in any way that could harm, disrupt, or overburden our infrastructure
• Attempt to scrape, harvest, or systematically download data from SettleIQ

5. Intellectual Property

SettleIQ (the software platform, AI models, algorithms, user interface, and all related intellectual property) is owned by the SettleIQ team and protected by copyright and other intellectual property laws.

Your access to SettleIQ is granted as a limited, non-exclusive, non-transferable license to use the platform for your legal practice during the term of your subscription.

We claim no ownership over your case documents, client data, or any content you upload. Your uploaded documents and chat conversations remain your property at all times.

6. Data Ownership

Your case data belongs to you. Specifically:

• All documents you upload remain your property
• Chat conversations and analysis outputs are yours
• We process your data only to provide the SettleIQ service to you
• We do not sell your data, license it to third parties, or use it for advertising
• See our Privacy Policy for complete details on data handling

7. Service Availability

We work to keep SettleIQ available and reliable. However, during beta:

• We do not guarantee any specific uptime level (no SLA applies)
• Planned maintenance will be communicated via email when possible
• We may take the service offline for urgent security patches without advance notice
• We are not responsible for losses resulting from service interruptions

8. Limitation of Liability

To the fullest extent permitted by applicable law, SettleIQ and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost data, or business interruption, arising out of your use of or inability to use the service.

Our total liability to you for any claim arising from these terms or your use of SettleIQ shall not exceed the amount you paid for the service in the three months preceding the claim.

9. Disclaimer — Not Legal Advice

10. Termination

Either party may terminate your use of SettleIQ:

• By you — You may stop using SettleIQ at any time
• By us — We may suspend or terminate your account for violation of these terms, non-payment, or at our discretion with 30 days' notice
• Data export — Your case documents remain available for export for 30 days after termination
• Data deletion — After 30 days post-termination, your data will be deleted per our Privacy Policy

11. Governing Law

These Terms of Service are governed by the laws of the State of Illinois, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Cook County, Illinois.

12. Changes to These Terms

We may update these terms from time to time. We will notify you by email at least 14 days before material changes take effect. Your continued use of SettleIQ after the effective date constitutes acceptance of the revised terms.

Questions or legal inquiries: legal@settle-iq.com